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RDAR – Execution Falling Short of Vision

By Michael Versace

The second progress report from banking supervisors of the Basel Committees signals a longer than planned and potentially more costly endeavor for most institutions to strike a suitable compliance stance on risk data management. Vision, without execution, is hallucination


Photo of James WesterOffline

Suddenly the world of mobile payment in the U.S. becomes very interesting. And not a moment too soon.


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Are Privacy Clouds Far Off?

By Michael Versace – 2 Comments

New identity protocols continue to propagate the risk landscape, some more open and de-linked from specific transactions like payments, others deeply embedded in payment schemes, such as EMV. The newest of these open, P2P protocols (actually a complete scheme) in pilot is Identity Mixer from IBM Research Zurich.


Photo of Marc DeCastroOffline

You Call This Simple?

By Marc DeCastro

So often we hear about mobile payments being the holy grail for things like splitting a lunch bill - but I am here to tell you that so far it just is not that simple.


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  • 50 to 60 Billion Dig…
    Michael Versace says:
    This just popped up again.  Am interested in updating this forecast.  Would anyone be interested to renewing the model?
    2 months ago
  • 50 to 60 Billion Dig…
    Michael says:
    25% and we're there, mark of the beast. Finally! 
    2 months ago

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