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Many clients of financial services are surprised at how expensive free can be. Take for instance the free checking offered by many as a way to get low cost deposits. While there are no fees and little if any interest paid, there are significant implications for certain transactions including foreign ATM usage, overdrafts and sometimes for the number of checks written. Senator Chris Dodd is looking to make some sweeping changes to what banks can charge for their free banking products and this has many b

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The 2009 AFP Annual Conference was held in San Francisco this year from October 4-7, and was a more subdued affair than last year, as you might expect given the state of the economy.  There were fewer attendees (4,000, according to AFP), and fewer major announcements.  In fact, the major topic of discussion, as far as payments was concerned, was business-to-business (B2B) electronic payments, one of those opportunities that, like micropayments and mobile payments, seems like it should be huge but

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Financial Insitutions: Look to Go Lean in 2010

By David Potterton

View or download my latest multi-media blog

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FDIC Premium Prepayment - Good Idea or Not?

By Marc DeCastro – 2 Comments

Please watch or download for those of you who do not have access to YouTube the following perspective on the new FDIC premium requirment. For clients, make sure to download our latest Global perspective on this topic along with a follow up to our 2009 Top 10 Prediction that the number of banks worldwide would decrease by 5%.


Please watch or download for those of you who do not have access to YouTube the following perspective on sustainability services for financial services firms.

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  • 50 to 60 Billion Dig…
    Michael Versace says:
    This just popped up again.  Am interested in updating this forecast.  Would anyone be interested to renewing the model?
    5 months ago
  • 50 to 60 Billion Dig…
    Michael says:
    25% and we're there, mark of the beast. Finally! 
    5 months ago

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